Here are BBB's Top 10 Scams of 2012:

Top Overpayment/Fake Check Scam: Car Ads

The online ad says something like "Get Paid Just for Driving Around" - a prominent company is offering $400+ per week if you'll drive around with their logo all over your car. They send a check to you, which you are supposed to deposit in your account and then wire part of the payment to the graphic designer who will customize the ad for your vehicle. Whoops! A week later, the check bounces, the graphic designer is nowhere to be found, and you are out the money you wired.

Top Emergency Scam: Grandparents Scam

Facing a debilitating disease and a Christmas season with three kids – including a newborn – a Coeur d'Alene artist did something extremely rare: He decided to focus on helping others.

Jason Sanchez had the idea to help Children's Village in Coeur d'Alene this Christmas because he knew he "had to do something out of the goodness out of the heart." So he contacted the charity and told them he had a plan to help by building a gingerbread replica to raise donations.

"My first reaction was to burst out laughing," Janie Givas, development director for Children's Village, said. "People have grand ideas all the time, until they realize what it will take to actually complete the project."

But when Sanchez came in with "a beautiful board already drawn of this great gingerbread house I knew he was for real," Givas said.

Sanchez had spoken with Sarah Colbert of Tom Addis Lake City Ford, who OK'd funding – about $500 – the project, and he was all set to start creating.

Coeur d’Alene Police Detectives and the Coeur d’Alene Fire Marshall got a tip that helped them finally solve a late July residential arson.

The fire happened on July 29th 2012 around 7:30pm in the 1600 block of Nettleton Gulch Rd at a two story town-home that was still under construction.

Witnesses reported seeing two boys fleeing the home just prior to the fire starting.

Detectives were able to gather enough information to lead them to the two boys. Both were interviewed and confessed to their role in the arson.

A request for felony charges has been sent to the Prosecutors Office for both suspects.

The arson caused significant damage to the structure as well as damage to surrounding structures and vehicles. The home was able to be repaired after the arson.